Making money decisions can be simple and rewarding if you have avthe right information presented in the right way.
Who We Are
We’re personal finance geeks with decades of combined experience in writing and publishing information about how individuals should manage money and credit. What drives us is the conviction that consumers can make smart money decisions but don’t have the time to become a mini-expert in finance. So many sites publish generic information that skims the surface of a financial topic. We think there’s a better way.
Why We’re Here
When you’re trying to decide if it’s a good time to refinance your home loan or whether to pay down your student loans or credit cards first, what you really want is to make a sound decision, fast — and feel confident that it was the right choice.
Here’s what we offer: Explanations on money topics that go deep enough but don’t feel like reading a dry textbook. Step-by-step instructions and checklists. Calculators that actually tell you what’s going on with the numbers in plain English. Questions answered by industry experts. We want you to quickly figure out what’s best for your financial life, without muss or stress.
Andy Smith, CFP®
Senior Vice President of Financial Planning with Financial Engines Co-Host, Financial Engines’ Investing Sense
Andy has worked as a financial advisor for over 15 years and has helped thousands of investors navigate a variety of markets to achieve their long-term financial and retirement goals. Through his years of on-the-ground interactions, he’s forged an understanding of what investors need and want – not just from their accounts but from their relationships with an advisor.
Luckily, Andy’s advising doesn’t stop in the office. He’s spent nearly that same time on the local and national airwaves guiding listeners toward all of their investment and retirement goals – all while offering clear and actionable advice on everything from personal finance and investing to the economy.
Andy considers himself on-call 24/7 and is excited to help you achieve your financial and retirement goals – and, quite possibly, learn something cool and have fun in the process.Read advice from Andy:
Consumer Advocate & Award-Winning Author
Beverly Harzog is a nationally recognized credit card expert, consumer advocate, and award-winning author. Her latest bestselling book, “The Debt Escape Plan: How to Free Yourself From Credit Card Balances, Boost Your Credit Score, and Live Debt-Free” (Career Press, 2015), won the American Society of Journalists and Authors 2016 Outstanding Nonfiction Book Award in the Self-Help category.
Vice President of Communications, National Foundation for Credit Counseling
Bruce McClary is Vice President of Communications, National Foundation for Credit Counseling in Washington, D.C. He has nearly two decades of experience in the credit industry and has provided one-on-one credit counseling to thousands of consumers.
Executive Director, Rocky Mountain Insurance Information Association
Carole Walker has served as executive director of the Rocky Mountain Insurance Information Association (RMIIA) since 1998. RMIIA is a non-profit trade organization that represents insurance companies in the Rocky Mountain Region. Walker serves as an industry spokesperson and advocate in the four-state region of Colorado, New Mexico, Utah and Wyoming. She also serves on the Colorado Teen Driving Alliance.
J. Robert Hunter
Director of Insurance, Consumer Federation of America
J. Robert Hunter is director of insurance for the Consumer Federation of America and the former insurance commissioner for Texas. He has run the National Flood Insurance Program under HUD, worked for private industry groups such as Atlantic Mutual, and won national awards for consumer service. Here he offers tips on how to comparison shop for car insurance.
Author, The Complete Idiot’s Guide to Improving Your Credit Score
Lita Epstein has authored several business and personal finance books, including The Complete Idiot’s Guide to Improving Your Credit Score. She holds an MBA from Emory University’s Goizueta Business School and has worked as a newspaper reporter and magazine editor.
Chief Relationship Officer, credit.org
Melinda Opperman is chief relationship officer at credit.org, where she focuses on educating consumers about financial literacy. She is the co-editor of credit.org’s Consumer Guide to Good Credit.
Founder, The Financial Gym
Shannon McLay is a financial planner who left a traditional financial services firm to start her own company, The Financial Gym. She said that the key to long-term success is a commitment to financial fitness and making smart financial choices. She writes a blog, Financially Blonde, and puts together a podcast, Martinis and Your Money. She is the author of Train Your Way To Financial Fitness.Read advice from Carole:
Gina Pogol writes about mortgages and personal finance for several national publications. Pogol is a licensed Nevada mortgage lender with more than 20 years of experience. She loves teaching and empowering consumers.
Holly Johnson is a financial expert and award-winning writer whose obsession with frugality, budgeting and travel plays a central role in her work. Holly writes for well-known publications such as U.S. News and World Report Travel, Personal Capital, and Frugal Travel Guy.
A veteran business journalist, Jeff Ostrowski writes about money for the Palm Beach Post in Florida. Ostrowski is proud to say he knows how to use a financial calculator to amortize a mortgage.
Joanne S. Liu
Joanne S. Liu, a former real estate attorney, writes about history, travel, real estate, financial and legal topics for numerous publications — such as Credit Union Business Magazine, The History Channel and MotorHome Magazine — and has authored several books, including Barbed Wire: The Fence That Changed the West. Learn more about her work at JoanneLiu.com.
Mary Purcell is a freelance writer and health and finance researcher in Piedmont, Calif., with expertise in policy analysis. She is fluent in Spanish and has a master’s degree in Latin American studies from Georgetown University. Her articles have appeared on LimeHealth, Narrative, Consumer Health Interactive, and other outlets.Read articles by Mary:
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- Commercial Vehicle Insurance
- Best Car Insurance Guide
- Car Insurance for Teens
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- Best Homeowners Insurance Companies
- Best Travel Insurance Companies
- How to Find the Best Cruise
- How to Make Your Travels Eco-Friendly
Michael Galvin is an award-winning author with extensive experience in real estate development, financing, marketing and sales. Galvin worked in real estate development for 20 years, and has written more than 1,200 news and feature articles on home loans and property transactions.
Robyn A. Friedman
Robyn A. Friedman is an award-winning freelance writer and copywriter who has been covering the real estate and housing industries for more than two decades. A former real estate attorney, Robyn has published over 1,100 articles in print and online in publications such as The Wall Street Journal, Unique Homes, NewHomeSource.com, Ocean Drive, the New York Post, Realtor.com, Bankrate.com and HotelNewsNow.com.
Sheree R. Curry
Sheree R. Curry is a multi-award-winning personal finance journalist with more than 20 years of experience reporting for Fortune, the Wall Street Journal, theStreet.com, AOL and many other publications. Curry has written more than 1,000 news and feature articles on home loans, property transactions and related issues. Follow her on Twitter @shereecurryRead articles by Sheree:
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